LEGAL & COMPLIANCE

General Terms & Conditions

Please read these General Terms & Conditions carefully before using Baraka Capital services.

Baraka Capital — General Terms & Conditions

These General Terms & Conditions govern the use of Baraka Capital's website, platform, accounts, services and related facilities.

01

Acceptance of Terms

By registering for an account, accessing our platform, submitting information, depositing funds, requesting a withdrawal, making an investment or otherwise using any service provided by Baraka Capital, you acknowledge that you have read, understood and agreed to these General Terms & Conditions.

If you do not agree with these terms, you should not use our services.

02

Account Registration

Clients are required to provide accurate, complete and up-to-date information when creating an account with Baraka Capital.

Each client is responsible for ensuring that the information provided remains accurate and current.

Baraka Capital reserves the right to request additional information or documentation when necessary for verification, compliance or security purposes.

03

Eligibility

Clients must satisfy all applicable eligibility requirements before using Baraka Capital services.

Baraka Capital may restrict, suspend or decline access to any service where eligibility, verification or compliance requirements are not satisfied.

04

Identity Verification & KYC

Baraka Capital may require clients to complete identity verification and provide appropriate identification documents before accessing certain services.

Clients agree to provide genuine and valid information and documents for verification purposes.

Failure to complete required verification may result in restrictions on deposits, investments, withdrawals or other account activities.

05

Deposits & Payments

Deposits must be made using the payment methods and instructions provided by Baraka Capital.

Clients are responsible for providing accurate transaction information, including transaction references, hashes or supporting documentation where required.

Deposits remain subject to verification and approval before becoming available for use.

Important

A submitted deposit does not automatically mean that the amount has been credited to the client's account. Deposits may require verification and approval.

06

Investment Services

Investment products offered by Baraka Capital may be subject to separate investment-specific terms, agreements, conditions, maturity periods, return structures and withdrawal provisions.

Before making an investment, clients should carefully review the specific terms applicable to the selected investment product.

Where there is a separate Investment Fund Agreement or Investment Agreement, that agreement shall govern the specific investment arrangement.

07

Withdrawals

Withdrawal requests are subject to account verification, applicable balance requirements, processing procedures and any conditions applicable to the relevant service or investment.

Baraka Capital may request additional information or documentation before processing a withdrawal.

Processing times may vary depending on the payment method, verification requirements, compliance checks and other operational circumstances.

08

Fees & Charges

Certain services, transactions or investment arrangements may be subject to applicable fees, charges or adjustments.

Where applicable, such fees or charges will be communicated through the relevant service information, agreement or transaction process.

09

Account Security

Clients are responsible for maintaining the confidentiality of their account credentials, passwords, authentication information and other security details.

Clients should immediately notify Baraka Capital if they suspect unauthorized access to their account.

Clients should never share passwords, one-time verification codes or other confidential account information with third parties.

10

Anti-Fraud & Compliance

Baraka Capital may conduct transaction monitoring, identity verification, compliance checks and other security procedures as reasonably necessary.

Any account or transaction suspected of fraudulent, unlawful, deceptive or unauthorized activity may be reviewed, restricted, suspended or reported to the appropriate authority where required.

11

Prohibited Activities

Clients must not use Baraka Capital services for unlawful, fraudulent, deceptive or unauthorized activities.

Clients must not attempt to compromise, manipulate, disrupt or gain unauthorized access to the platform, systems or accounts of other users.

12

Company Rights

Baraka Capital reserves the right to modify, suspend, restrict or discontinue any service, feature or facility where reasonably necessary for operational, technical, security, regulatory or business reasons.

Where appropriate, clients may be notified of material changes affecting their use of the platform or services.

13

Limitation of Liability

To the extent permitted by applicable law, Baraka Capital shall not be responsible for losses arising from circumstances outside its reasonable control, including technical failures, network interruptions, third-party service failures, unauthorized access caused by client negligence or other unforeseen events.

Nothing in these terms is intended to exclude liability where such exclusion is prohibited by applicable law.

14

Privacy & Personal Information

Information provided by clients may be collected, processed and retained for account management, verification, transaction processing, security, compliance and other legitimate business purposes.

Clients should review the applicable Privacy Policy for further information regarding the handling of personal information.

15

Amendments to These Terms

Baraka Capital may update these General Terms & Conditions from time to time to reflect changes in services, operations, security requirements, regulatory requirements or applicable law.

Continued use of the platform after applicable changes become effective constitutes acceptance of the revised terms, to the extent permitted by applicable law.

16

Governing Rules

These General Terms & Conditions shall be interpreted and applied in accordance with the applicable laws and regulations governing the relevant Baraka Capital services and activities.

Where a separate written agreement specifies applicable governing law or jurisdiction, the provisions of that agreement shall apply to the relevant arrangement.

17

Entire Agreement

These General Terms & Conditions, together with any applicable service-specific terms, investment agreements, policies and other written agreements, constitute the terms governing the relevant relationship between the client and Baraka Capital.

Where a specific written agreement conflicts with these General Terms & Conditions in relation to a particular service, the specific agreement shall govern that service to the extent of the conflict.

Please read carefully before using our services.

By continuing to use Baraka Capital services, you acknowledge that you have read and understood the applicable terms and conditions.